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Chippewa County home repair loans now available

Chippewa County home repair loans now available Chippewa County home repair loans now available

Loans are now available in Chippewa County, to help homeowners make repairs to their homes. The Home Repair Program provides loans at no interest, to low to moderateincome homeowners for necessary repairs.

The loan does not have to be repaid until the owner no longer occupies the home (when the house is sold or the owner moves out of the home). There is no interest on the loan and no monthly payments are required.

Loans are available for necessary home repairs such as replacing siding, windows, doors, furnaces, water/sewer laterals from the curb to the house, replacing septic systems and wells, upgrading plumbing, heating and electric systems, installing insulation, repairing foundations and making a home accessible for a member who has a disability.

Funds cannot be used for general remodeling, such as updating decor. Loans must be approved prior to the work starting and cannot be used to reimburse a family for work already completed.

Repairs to mobile homes are eligible, if the owner also owns the land where the mobile home is located. Mobile homes in mobile parks are not eligible.

Contractors must carry liability insurance and provide the program administrator with income tax identification information.

Certain income limits do apply and vary by county. In Chippewa County, the following annual gross income limits are set per household size: (1) $41,100; (2) $46,950; (3) $52,800; (4) $58,650; (5) $63,350; (6) $68,050; (7) $72,750; (8) $77,450.

To apply for the program or obtain more information, contact Laura Rushmann at 715-726-7801, or [email protected]