% APY* 4.40 12-Month Certificate ✓ No minimum opening balance ✓ Guaranteed returns at maturity ✓ Locked-in rate Sun, Sand & Smart Savings! rcu.org/SunnySaving Insured by NCUA. *APY = Annual Percentage Yield. APY is current as of 05/27/2025. Last changed on 05/27/2025. No minimum balance required to open account or earn APY. Rate is subject to change at any time without notice. Dividends calculated daily, compounded and paid monthly. Substantial penalty for early withdrawal. Penalties could reduce the earnings and principal on the account. Membership required and account opening upon qualification. Other conditions or restrictions may apply. Refer to our disclosures and service fees for more information. 169763 % APY* 4.40 12-Month Certificate ✓ No minimum opening balance ✓ Guaranteed returns at maturity ✓ Locked-in rate Sun, Sand & Smart Savings! rcu.org/SunnySaving Insured by NCUA. *APY = Annual Percentage Yield. APY is current as of 05/27/2025. Last changed on 05/27/2025. No minimum balance required to open account or earn APY. Rate is subject to change at any time without notice. Dividends calculated daily, compounded and paid monthly. Substantial penalty for early withdrawal. Penalties could reduce the earnings and principal on the account. Membership required and account opening upon qualification. Other conditions or restrictions may apply. Refer to our disclosures and service fees for more information. 169763
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