Member FDIC 19 MONTH CD 4.00% APY* A better return for you — and your community. 188516 Grow your savings with a CD that keeps local dollars working locally. Local deposits help move our communities forward. Open your CD today! www.forward.bank *APY = Annual Percentage Yield. Rate and APY e_ective September 1, 2026. $5,000 minimum balance to open. $5,000 minimum to earn advertised APY. May be subject to a penalty for early withdrawal. O_er good for limited time. Member FDIC 19 MONTH CD 4.00% APY* A better return for you — and your community. 188516 Grow your savings with a CD that keeps local dollars working locally. Local deposits help move our communities forward. Open your CD today! www.forward.bank *APY = Annual Percentage Yield. Rate and APY e_ective September 1, 2026. $5,000 minimum balance to open. $5,000 minimum to earn advertised APY. May be subject to a penalty for early withdrawal. O_er good for limited time.