167779 Credit Analyst Northwestern Bank, a proud member of the greater Chippewa Valley community since 1904, is currently seeking a full-time, experienced credit analyst. This position will join an experienced lending team, with very complicated and substantial loan portfolios, and can have an immediate impact on the team and bank. The ideal candidate will have an associate or bachelor’s degree in accounting, with at least 5 years’ credit analyst experience. Applicants for this position need to be comfortable reading and interpreting business, and personal tax returns and financial statements, have a strong working knowledge of the balance sheet and income statement, be proficient in Microsoft Word and Excel, have strong analytical, organizational, interpersonal, written and communication skills, will be detail-oriented and able to multi-task in a fast-paced environment, and will exemplify our core values of delivering an exceptional experience, shine through service, lead with integrity, create positive impact and foster genuine relationships. Job duties include: • Collect,analyzeandinterpretcustomerfinancialinformation,regardingincome, assets, investments, debt and cash flow, to help determine which credit structures will best meet the needs of our customers and to analyze risk • Collaborate with loan officers in the preparation of loan write-ups and the ordering of credit bureaus, appraisals, title insurance, and flood determinations; provides appropriate recommendation on credits. • Create a comprehensive analysis of a potential borrower’s financial position, including cash flow and debt service coverage. • Assist with escrow mailings • Complete initial UCC filings, in addition to monitoring all filings and paying fees, as they become due. Northwestern Bank offers the following: • Competitive pay • Generous 401(k) plan • Incentive bonus program • Paid vacation, holiday, sick and parental leave • Health, dental, vision, life and long-term disability insurance • Well-rounded EAP program To apply, visit any of our branch locations for an application, or go to: www.northwesternbank.com/careers to apply online. EOE, including disability/veterans 167779 Credit Analyst Northwestern Bank, a proud member of the greater Chippewa Valley community since 1904, is currently seeking a full-time, experienced credit analyst. This position will join an experienced lending team, with very complicated and substantial loan portfolios, and can have an immediate impact on the team and bank. The ideal candidate will have an associate or bachelor’s degree in accounting, with at least 5 years’ credit analyst experience. Applicants for this position need to be comfortable reading and interpreting business, and personal tax returns and financial statements, have a strong working knowledge of the balance sheet and income statement, be proficient in Microsoft Word and Excel, have strong analytical, organizational, interpersonal, written and communication skills, will be detail-oriented and able to multi-task in a fast-paced environment, and will exemplify our core values of delivering an exceptional experience, shine through service, lead with integrity, create positive impact and foster genuine relationships. Job duties include: • Collect,analyzeandinterpretcustomerfinancialinformation,regardingincome, assets, investments, debt and cash flow, to help determine which credit structures will best meet the needs of our customers and to analyze risk • Collaborate with loan officers in the preparation of loan write-ups and the ordering of credit bureaus, appraisals, title insurance, and flood determinations; provides appropriate recommendation on credits. • Create a comprehensive analysis of a potential borrower’s financial position, including cash flow and debt service coverage. • Assist with escrow mailings • Complete initial UCC filings, in addition to monitoring all filings and paying fees, as they become due. Northwestern Bank offers the following: • Competitive pay • Generous 401(k) plan • Incentive bonus program • Paid vacation, holiday, sick and parental leave • Health, dental, vision, life and long-term disability insurance • Well-rounded EAP program To apply, visit any of our branch locations for an application, or go to: www.northwesternbank.com/careers to apply online. EOE, including disability/veterans
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