No-interest loans available for Clark County housing upgrades
Many homeowners do not realize that Community Development Block Grant funds are available to help make repairs to their homes. The CDBG Home Repair Program, administered by Chippewa County Housing Authority, offers loans at no interest to income eligible homeowners for necessary repairs. Income limits vary by county. Loans are available for properties located in the West Central Wisconsin Housing Region which includes: Barron, Buffalo, Chippewa, Clark, Dunn, Eau Claire, Pepin, Pierce, Polk and St. Croix Counties. Properties located in the city of Eau Claire are not eligible.
There is no interest on the loan and there are no monthly payments. The homeowner/estate pays back only what they borrowed when they no longer occupy the home as their primary place of residence (sell or move out of the home). The loans are available for necessary home repairs including, but not limited to: replacing siding, windows, doors, furnaces water/sewer laterals from the curb to the house, replacing septic systems and wells, upgrading plumbing, heating and electric systems, installing insulation, repairing foundations, and making a home accessible for a member who has a disability.
Funds cannot be used for general remodeling such as updating decor. The loan must be approved prior to the work being started; we cannot reimburse a family for work already completed. Repairs to mobile homes are eligible if the owner also owns the land beneath the mobile home. Mobile homes in mobile home parks are not eligible.
One Clark County resident stated “This program helped us replace our old leaky windows and doors. Also gave us a shower my husband can use. Thank you!”
The income limits in Clark County range from $45,000 annually for a singleperson household to $51,400 for a 2-person household and up to $84,850 for a family of eight.
To apply for the program or obtain more information email housingauthority@ co.chippewa.wi.us or contact Laura Rushmann, Chippewa County Housing Authority, at 715-726-7801.
